Wealth Management

  • Blocking the Noise of Financial Media

    Blocking the Noise of Financial Media

    By Chris L. Meachem, CPA, Cornerstone Wealth Management All too often, we see investors who are underperforming because they let fear and greed drive their decisions. Because of this psychological entrapment, they are buying when prices are too high and selling when prices are too low. One of the...

  • How the Strong Dollar Affects Investments

    How the Strong Dollar Affects Investments

    by Chris L. Meacham CPA, Cornerstone Wealth Management The US. dollar has been steadily on the rise lately, reaching 4-year highs as it continues to gain value against foreign currencies. As an example, Barclays predicts that the value of the euro will drop to $1.10 sometime this year, as compared...

  • Impact of Dropping Oil Prices: Winners and Losers

    Impact of Dropping Oil Prices: Winners and Losers

    By Chris L. Meacham, CPA, Cornerstone Wealth Management No doubt you’ve noticed a substantial change at the gas pump lately as the cost of gas has dropped considerably over the past six months. In fact, the price of oil has dropped 40% since its peak in June of last year. There are two main reason...

  • 4 Big Reasons to go with a Roth IRA

    4 Big Reasons to go with a Roth IRA

    By Chris L. Meacham, CPA, Cornerstone Wealth Management When it comes to retirement accounts, many people don’t know the difference between a traditional IRA and a Roth IRA, or they might assume the differences are negligible. But Roth accounts carry many solid advantages, one of which is that...

  • New IRA Rules You Need to Know

    New IRA Rules You Need to Know

    By Chris L. Meacham, CPA, Cornerstone Wealth Management There have been two recent court rulings that have narrowed some IRA planning opportunities. All IRA owners will want to be aware of and understand these new rules before planning their estate or transferring money between IRAs. Rule 1: Once-per-year...

  • Tax-Smart Investment Strategies

    Tax-Smart Investment Strategies

    By Ryan Meacham, Cornerstone Wealth Management Many investors might wait until November or December to begin considering tax-saving strategies, but it’s not too early to start thinking about ways in which you can ease your tax burden. With some careful planning, you can legally reduce taxes owed...

  • Is Impact Investing the Way of the Future?

    Is Impact Investing the Way of the Future?

    By Chris L. Meacham, CPA, Cornerstone Wealth Management The next generation of investors is estimated to inherit $41 trillion from the baby boomers, and trends are revealing that impact investing will not only be part of mainstream wealth management, but it may become the core-portfolio. With that...

  • Investment Strategies to Hedge Against Inflation

    Investment Strategies to Hedge Against Inflation

    By Chris L. Meacham, CPA, Cornerstone Wealth Management In April, the U.S. consumer price index was up 0.3, which is its largest increase in 10 months. This does not mean that inflation will pick up tomorrow.  It could take time and could be gradual, but inflation is still something to be aware...

  • Annuities: Only Under the Right Circumstances

    Annuities: Only Under the Right Circumstances

    By Chris L. Meacham, CPA, Cornerstone Wealth Management Preparing for retirement is a priority when making decisions about how to invest your money. Annuities are one of the financial products sold with the aim of giving a person a steady cash flow during their retirement years. An annuity is a...

  • Tax Strategies That Can Save You Money

    Tax Strategies That Can Save You Money

    By Chris L. Meacham, CPA, Cornerstone Wealth Management If you are not waiting for K1s from private investments, most likely, you just finished your 2013 taxes; the last thing you want to do is start thinking about next year’s taxes. However, now, at the beginning of the year, is a good time to...

  • Liquid Alts: Things to Consider Before You Dive Right In

    Liquid Alts: Things to Consider Before You Dive Right In

    By Chris L. Meacham, CPA, Cornerstone Wealth Management Since the 2008 financial crisis, investors and advisors have been looking for ways to mitigate risk by emphasizing downside protection and diversifying their portfolios with non-correlated assets. One of the results is the recent increase...

  • Health Savings Accounts Gain Popularity: Is It the Right Choice for You?

    Health Savings Accounts Gain Popularity: Is It the Right Choice for You?

    By Chris L. Meacham, CPA, Cornerstone Wealth Management A health savings account (HSA) is an account created for those with high-deductible health plans in order to help them save for medical expenses not covered by their plan. Either the individual or the individual’s employer contributes to the...

  • 2014 Stocks Outlook: Cautiously Optimistic

    2014 Stocks Outlook: Cautiously Optimistic

    By Chris L. Meacham, CPA, Cornerstone Wealth Management Stock analysts are optimistic about stocks for 2014. Job growth has picked up. Congress appears ready to reach a fiscal deal. The Fed’s plan to taper its stimulus package proves the economy is getting stronger. In fact, according to the article...

  • Unemployment Dropped to 7 Percent: May Delay Stimulus Package Dial Down

    Unemployment Dropped to 7 Percent: May Delay Stimulus Package Dial Down

    By Chris L. Meacham, CPA, Cornerstone Wealth Management Analysts seem to agree that as of November the unemployment rate has dropped to 7 percent. However, agreeing on what the unemployment rate says about the state of our economy is a different story. Some analysts argue that the rate has dropped...

  • What Are Private Investments and Are They Right For You?

    What Are Private Investments and Are They Right For You?

    By Chris L. Meacham, CPA Private Investments in Rancho Santa Fe Investing is a fine balance of diversification, professional guidance and long-term planning. When it comes to strategy, many investors look to private investments – also known as “alternative” and “non-traditional” investing – to...

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